Are all implicated or Only RETIREES?

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#1
http://www.marketwatch.com/story/10-ways...MW_popular
Unquote:-
Is it Only Retirees has to face this 10 ways of dangers? Or all investors have to face the same? Or only some of the ten ways are specific to some investors?
WB:-

1) Rule # 1, do not lose money.
2) Rule # 2, refer to # 1.
3) Not until you can manage your emotions, you can manage your money.

Truism of Investments.
A) Buying a security is buying RISK not Return
B) You can control RISK (to a certain level, hopefully only.) But definitely not the outcome of the Return.

NB:-
My signature is meant for psychoing myself. No offence to anyone. i am trying not to lose money unnecessary anymore.
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#2
All. Me included.
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#3
I read through the article and understand why it mentions retiree. When you are at your retirement after saving/investing your life time to build up a reasonable nest egg, these mistakes can be costly. Of course, for people who are younger, they can make the same mistakes but they have the luxury (time) to start again.
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#4
It happens at different times during the entire investment journey, unless you call the market quits. It's like doing business; there is no such thing as no bad debts.
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#5
I don't think they mentioned retiree. Just retirement fund, which applies to anyone who is building their retirement fund.
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