CPF

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#1
http://www.therealsingapore.com/content/...f-dialogue

http://investideas.net/forum/index.php
You can find more of my postings in http://investideas.net/forum/
#2
AMNESIA!? DEMENTIA!? or DAFT SINGAPOREANS!?
WB:-

1) Rule # 1, do not lose money.
2) Rule # 2, refer to # 1.
3) Not until you can manage your emotions, you can manage your money.

Truism of Investments.
A) Buying a security is buying RISK not Return
B) You can control RISK (to a certain level, hopefully only.) But definitely not the outcome of the Return.

NB:-
My signature is meant for psychoing myself. No offence to anyone. i am trying not to lose money unnecessary anymore.
#3
(11-06-2014, 10:37 AM)Temperament Wrote: AMNESIA!? DEMENTIA!? or DAFT SINGAPOREANS!?

We are more likely to be walking together with this herd mentality. Any move across the white line will get a slap on the wrist!
#4
PAP MP HRI KUMAR: I KNOW SOME PEOPLE ARE JUST TRYING TO DESTROY MY CPF FORUM!
http://www.therealsingapore.com/content/...-cpf-forum

(11-06-2014, 09:56 AM)Behappyalways Wrote: http://www.therealsingapore.com/content/...f-dialogue
You can find more of my postings in http://investideas.net/forum/
#5
I can see where he is coming from but seriously PAP need to conduct a class on "How to talk like a politician"? Smile

Even Low Thia Kiang, being so ouotspoken and aggressive, learnt how to keep quiet or effectively respond something that means nothing Smile
Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give. –William A. Ward

Think Asset-Business-Structure (ABS)
#6
(11-06-2014, 10:37 AM)Temperament Wrote: AMNESIA!? DEMENTIA!? or DAFT SINGAPOREANS!?

I would say Mr Hri Kumar learnt well from the history books. In the lead-up to GE2011, ESM Goh was caught off guard by a 'i do not know what i am defending anymore' comment. It made the national news.

Let's cut him some slack. He just wishes to have a peaceful dialogue session that ends with everyone nodding their heads, feeling good about themselves and then heading for the buffet queue. Unwanted publicity does not bode well for his MP career.
#7
Pull out the paper, for those who wanted to know know more about Mr Goh trying to help Mr Lim who raised the question during Q&A:
http://www3.ntu.edu.sg/CorpComms2/Docume...ration.pdf

   
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I think it's a valid questions that everybody need to ask(irregardless of nationality)
Being in SGP, the answer could be much more difficult ( as compare to if you're in other ASEAN country).

nonetheless, do the exercise and ask what's in SGP that makes you wanted to defence it?

Heart LC



Earth day - save the world everyday.
感恩 26 April 2019 Straco AGM ppt  https://valuebuddies.com/thread-2915-pos...#pid152450
#8
Interesting figures from the US:

http://www.bloomberg.com/news/2014-06-11...pid=wealth

*************************

When is a looming bill for $220,000 good news? Only when it could be a lot worse.

The runaway inflation in health-care costs of the last decade has slowed way down. That means planning for retirement may be just a little bit easier, as a new Fidelity Investments study shows.

Each year Fidelity estimates how much a 65-year-old couple retiring will need to cover out-of-pocket health care costs. That includes Medicare premiums and co-pays, but not most long-term nursing home care. The answer last year: $220,000. The answer this year, even as retirement accounts swelled thanks to rising markets: $220,000.

This year's pause in health-care cost increases is courtesy of slowing Medicare costs, as well as the fact that Medicare didn't raise Part B premiums this year, Fidelity says. Retirees will also spend less on drugs as Medicare gradually closes a gap in its coverage of prescription drugs, also known as the "donut hole," by 2020.


Retirees today can expect to spend $30,000 less on health care over their lifetimes than they did four years ago. But Fidelity is betting health care inflation will eventually speed up again. Its $220,000 estimate includes a quicker pace of inflation by assuming 5.5 percent annual cost growth for the remainder of a retiree's life, says Sunit Patel of Fidelity Benefits Consulting.

Also, that $220,000 is just an estimate. Costs will vary widely based on an individual's health, insurance choices and longevity. Fidelity assumes men live to the age of 82 and women reach 85. If the man reaches 92 and the woman 94, their expected lifetime health care costs rise to $355,000. Long life has its benefits -- but cheap it ain't.
#9
https://www.facebook.com/photo.php?v=783924348319401

A senior citizen who was very angry that she had not been able to take out all her CPF despite being too old for the CPF Minimum Sum scheme. The organisers eventually tried to physically move her away from the mike but she refused to budge! Good for her!
#10
(14-06-2014, 04:49 PM)Zelphon Wrote: https://www.facebook.com/photo.php?v=783924348319401

Thanks Zelphon for the video clip.

I remind myself I need to spend more time with those who really needs our help.

施比受更为有福。

Heart Love Compassion


Earth day - save the world everyday.
感恩 26 April 2019 Straco AGM ppt  https://valuebuddies.com/thread-2915-pos...#pid152450


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