MPs offer ideas to improve CPF

[CityFarmer]

So what was the past few years' ACTUAL return ie bonus annouced? My own experience with AIA (own experiecne only, not picking on AIA) is that the projection doesn't match realised

The policy was signed years ago, and I didn't follow and kept the records for the initial period, but I do have the last decade data.

It was pretty consistent in the last decade, for the 4.75% PIRR. The only adjustment happened was around 2000, after the AFC, IIRC.