MPs offer ideas to improve CPF

[HitandRun]

First principle is that CPF is for retirement and secondly how much real return is reasonable without compromising the first principle? For example letting people invest 100% in stocks is out because it defeats the first principle unless it is guaranteed return.

One should not be too quick to dismiss suggestions like that. E.g. CPF's official rules state that one can only withdraw the savings upon hitting 55 provided one meets the conditions for withdrawal. However, exceptions do apply on medical grounds.

Therefore, my suggestion to CPF is that as long as one can meet the minimum sum, say in the Special and Medisave Accounts, one should be allowed to invested the remainder of the savings in property or stocks.