07-04-2014, 01:35 PM
The main idea of indexing is to have a constant investment program regardless of the market.
Nevertheless, STI ETF will just have swimmed along with the market's conditions. In fact it represents the market.
Therefore even if i index ETF, i will consider "Timing"(aka averaging) too.
But how to average--like value pyramid down or value pyramid up?
For me (only for me) i think, about every 5 to 10 % STI down, i will value pyramid down.
Never index before.
May want to do it because of no HC anymore.
Nevertheless, STI ETF will just have swimmed along with the market's conditions. In fact it represents the market.
Therefore even if i index ETF, i will consider "Timing"(aka averaging) too.
But how to average--like value pyramid down or value pyramid up?
For me (only for me) i think, about every 5 to 10 % STI down, i will value pyramid down.
Never index before.
May want to do it because of no HC anymore.
WB:-
1) Rule # 1, do not lose money.
2) Rule # 2, refer to # 1.
3) Not until you can manage your emotions, you can manage your money.
Truism of Investments.
A) Buying a security is buying RISK not Return
B) You can control RISK (to a certain level, hopefully only.) But definitely not the outcome of the Return.
NB:-
My signature is meant for psychoing myself. No offence to anyone. i am trying not to lose money unnecessary anymore.
1) Rule # 1, do not lose money.
2) Rule # 2, refer to # 1.
3) Not until you can manage your emotions, you can manage your money.
Truism of Investments.
A) Buying a security is buying RISK not Return
B) You can control RISK (to a certain level, hopefully only.) But definitely not the outcome of the Return.
NB:-
My signature is meant for psychoing myself. No offence to anyone. i am trying not to lose money unnecessary anymore.