Comments from an experienced property investor

[hooray_fun]

Personally, some of the recommendations in the article are debatable.

Dump every cent in your Ordinary Account to pay off your HDB mortgage.
It is far more prudent to leave a six mth to a year of instalments in OA account to take care of possible job loss.

No notice period is required if you borrowed from HDB. Your interest from your OA is less than the mortgage interest you are paying for the HDB loan (1% higher, payable up front).

For HDB loan, the interest rate is just 0.1% higher than CPF interest rate. For the 1st $20000 in CPFＯＡ，the interest rate is 3.5%.

The best property investment one can make is actually to transfer spare CPF in the ordinary account to progressively pay off the HDB loan.

Debatable. At least, I believe in keeping the CPF money for investment rather than paying off the HDB loan. But, i suppose this method is only applicable to those that can invest wisely.(hopefully, I am one of them..haha)

I would slowly pay off hdb loan. Use e spare cash 4 other investment. Where else can get loan as low interest as hdb. Eg. Pay off $100k hdb then loan another $100k fr banks 4 another property or even start a business?