Government determined to increase population to 7 mil in 2030.

[yeokiwi]

The problem is, if the couple, after getting married and getting their free flat, is not able to meet their target of 3 kids by X year, then how? Ask them to pay for the flat or pro-rate the flat cost based on number of kids? If they finally end up with the targeted 3 kids by X + Y years, then HDB pay back eh?

Simple.. The couple will pay upfront(S$200k) with CPF. For each kid, the government will transfer $66k to their CPF special accounts.
Besides boosting the TFR, it also builds up their retirement account.

Want cash?? show me the three kids now.