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18-10-2012, 11:36 PM
I can understand your reason for wanting to keep the larger house for the space. Whatever decision you end up taking will have to consider your full financial circumstances not just what you write here. If you continue working it should be ok and you can make a decision by 62 I suppose. Less important to sell now. Also if the HDB market is 20% lower when you sell - so what. The absolute difference is not massive, at least not compared to your private property.
(as an aside, if your development is very large, the odds of an enbloc over the next few years is very low as developers have to buy, re-develop and sell within five years, with huge exposure to a market still open to further to policy actions plus its very hard to get consensus across a large number of households, whatever the market prices may imply)
(as an aside, if your development is very large, the odds of an enbloc over the next few years is very low as developers have to buy, re-develop and sell within five years, with huge exposure to a market still open to further to policy actions plus its very hard to get consensus across a large number of households, whatever the market prices may imply)