Why invest?

[godjira1]

$300 per month is $3,600 a year which is already sufficient to buy some lots of REITs if you are comfy with them.

If savings rate can hit 20%, that's $600 per month or $7,200 a year which means you can probably buy some SPH or Singtel (blue-chips). So that should not be a barrier to starting on one's investment journey.

Even $7,000 can be used to generate income, I started with just $5,000 back in Dec 2004.

agree 100%. saving some of your salary is similar to creating margin of safety in your own life. and it's much better to get started early rather than wait for some "event" later on in life.