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Example of travel insurance offers by one of the budget airlines
http://www.airasiainsure.com/sg/travel_p...012_EQ.pdf
(b)(i) Emergency Medical Evacuation
In the event of a sudden and unforeseen Injury suffered by the Insured Person during a trip in overseas and if in the opinion of the appointed Travel Assist Provider or an authorised representative of the appointed Travel Assist Provider, it is judged medically appropriate transfer the Insured Person to another location for medical treatment or to return the Insured Person to Singapore, the Company shall pay directly to the appointed Travel Assist Provider the expenses charged by appointed Travel Assist Provider or an authorised representative of the appointed Travel Assist Provider for such evacuation which may include air ambulance, surface ambulance, railroad or any other appropriate means up to S$40,000.00.
All decision as to the means of transportation will be made by the appointed Travel Assist Provider or an authorised representative of the appointed Travel Assist Provider, and will be based upon medical severity of the Insured Person’s condition and/or medical necessity.
Covered expenses are expenses for services provided and/or arranged by the appointed Travel Assist Provider or an authorised representative of the appointed Travel Assist Provider for the transportation, medical services and medical supplies necessarily incurred as a result of an emergency medical evacuation of an Insured Person.
The cost of the insurance is too dirt cheap. It is more like an accident insurance.
http://www.airasia.com/sg/en/flightinfo/...tions.page
AirAsia Insure Travel Protection (One-Way Plan) S$5.00
AirAsia Insure Travel Protection (Return-Trip Plan) S$10.00
A traditional travel insurance is priced based on the period of travel.
I am not a lawyer though but the family probably can try sueing the company based on misrepresentation of the policy.
http://www.airasiainsure.com/sg/travel_p...012_EQ.pdf
(b)(i) Emergency Medical Evacuation
In the event of a sudden and unforeseen Injury suffered by the Insured Person during a trip in overseas and if in the opinion of the appointed Travel Assist Provider or an authorised representative of the appointed Travel Assist Provider, it is judged medically appropriate transfer the Insured Person to another location for medical treatment or to return the Insured Person to Singapore, the Company shall pay directly to the appointed Travel Assist Provider the expenses charged by appointed Travel Assist Provider or an authorised representative of the appointed Travel Assist Provider for such evacuation which may include air ambulance, surface ambulance, railroad or any other appropriate means up to S$40,000.00.
All decision as to the means of transportation will be made by the appointed Travel Assist Provider or an authorised representative of the appointed Travel Assist Provider, and will be based upon medical severity of the Insured Person’s condition and/or medical necessity.
Covered expenses are expenses for services provided and/or arranged by the appointed Travel Assist Provider or an authorised representative of the appointed Travel Assist Provider for the transportation, medical services and medical supplies necessarily incurred as a result of an emergency medical evacuation of an Insured Person.
The cost of the insurance is too dirt cheap. It is more like an accident insurance.
http://www.airasia.com/sg/en/flightinfo/...tions.page
AirAsia Insure Travel Protection (One-Way Plan) S$5.00
AirAsia Insure Travel Protection (Return-Trip Plan) S$10.00
A traditional travel insurance is priced based on the period of travel.
I am not a lawyer though but the family probably can try sueing the company based on misrepresentation of the policy.