28-03-2012, 10:27 PM
(28-03-2012, 02:34 PM)Contrarian Wrote: > Well, those who are serious enough to do some background work should deserve paying for a
> or no charges, right?
No charges... So you wont call service centre for enquiry? When u claim, someone has to process work right?
So if you do work for $0 salary. Acceptable?
Being smart in investing is agreeable. But no such thing to me as a free lunch.
Cost of operation would have already been costed into the price of a policy when insurance companies launch the policy. We are talking about agent commission, which is incremental and on top of all operational costs. So if an agent is completely not involved in the whole process (selling and servicing) would you still want to pay a commission? Work for $0 salary is not acceptable, but getting paid for 0 work is acceptable to you?
There is no free lunch, I agree, but we should not be overpaying for our lunch either.