How much cash do you need

[Big Toe]

Money is the means to an end. If you have already gotten what you want in your life, then there is little need for a whole lot of money.

I am pretty much in a whole lot of debt but manageable debt, at least I hope it is manageable. But still i don't think too much about how to make the most money(it is pointless, because I will most likely end up unhappy and having no control of my time), I think about how I am going to spend my time productively and enjoying the ride, appreciating the small things, going for a walk/cycle along east coast when weather is good. Things that do not cost too much and can make myself happier, more healthy.

I gave up my beat up car(which was previously funded mostly by my ex companies) and is now driving a beat up van(damn, the repairs on these rust buckets can cost a bomb). I figured it would be more useful as I need to move things around and I can extract the economical value out of it instead of paying through my nose for a new car. Cars are expensive and for the average income earner, the percentage of salary taken to pay it off is very significant. Cars are off my list unless I can be the top 5-7% income earners in sg, which I dont think I ever will be or is my goal to be one.