25-07-2011, 02:15 PM
CD and SGS's bond yield were so miserable even 5 years ago, i leave my withdrawable CPF's fund untouched with the CPF's Board, when i was 55.
At any time now i can withdraw all or partial of my fund if needed.
i treat CPF's Board as my "private bank" now.
i also keep my CPFIS account open.
i intend to keep CPFIS brokerage account open till CPF Board disallows me to do so. Remember any fund waiting to buy shares are earning at least 2.5% p/a.
i don't have any bonds.
All my "bonds" are with CPF's Board now.
Not until SGS's bond yields are better than CPF's 2.5% yield, i not moving.
Anyone has better idea, most welcome.
Thank you.
At any time now i can withdraw all or partial of my fund if needed.
i treat CPF's Board as my "private bank" now.
i also keep my CPFIS account open.
i intend to keep CPFIS brokerage account open till CPF Board disallows me to do so. Remember any fund waiting to buy shares are earning at least 2.5% p/a.
i don't have any bonds.
All my "bonds" are with CPF's Board now.
Not until SGS's bond yields are better than CPF's 2.5% yield, i not moving.
Anyone has better idea, most welcome.
Thank you.
WB:-
1) Rule # 1, do not lose money.
2) Rule # 2, refer to # 1.
3) Not until you can manage your emotions, you can manage your money.
Truism of Investments.
A) Buying a security is buying RISK not Return
B) You can control RISK (to a certain level, hopefully only.) But definitely not the outcome of the Return.
NB:-
My signature is meant for psychoing myself. No offence to anyone. i am trying not to lose money unnecessary anymore.
1) Rule # 1, do not lose money.
2) Rule # 2, refer to # 1.
3) Not until you can manage your emotions, you can manage your money.
Truism of Investments.
A) Buying a security is buying RISK not Return
B) You can control RISK (to a certain level, hopefully only.) But definitely not the outcome of the Return.
NB:-
My signature is meant for psychoing myself. No offence to anyone. i am trying not to lose money unnecessary anymore.