Singapore Savings Bond

[opmi]

My view is this Saving Bonds can break the traditional financial practice of keeping 6mths of emergency cash. Since that it can be redeemed on monthly basis, the emergency cash can be reduced to just 2mths, and put the rest into this Saving Bonds.

I think emergency funds are for immediate liquidity during emergencies. I try not to be too clever by trying to sacrifice liquidity for returns.
In life, troubles seems to follow one after another. Better play 'safer'.