again, i dun have 500k portfolio.
i calculate and calculate, at most 230k
well. but i still have 50% cash. this one can use for investment.
then some FD + NTUC growth fund+cpf - use to settle HDB loan.
(01-04-2014, 10:23 PM)yeh Wrote: [ -> ]again, i dun have 500k portfolio.
i calculate and calculate, at most 230k
well. but i still have 50% cash. this one can use for investment.
then some FD + NTUC growth fund+cpf - use to settle HDB loan.
Cash is considered part of the portfolio in my definition. Gd luck.
(01-04-2014, 10:25 PM)csl123 Wrote: [ -> ] (01-04-2014, 10:23 PM)yeh Wrote: [ -> ]again, i dun have 500k portfolio.
i calculate and calculate, at most 230k
well. but i still have 50% cash. this one can use for investment.
then some FD + NTUC growth fund+cpf - use to settle HDB loan.
Cash is considered part of the portfolio in my definition. Gd luck.
my portfolio has something wrong?
(01-04-2014, 10:23 PM)yeh Wrote: [ -> ]again, i dun have 500k portfolio.
i calculate and calculate, at most 230k
well. but i still have 50% cash. this one can use for investment.
then some FD + NTUC growth fund+cpf - use to settle HDB loan.
Yeh,
I have been following your post today and I must say we are in a very good forum with lots of good valuebuddies.
With regards to HDB loan, I would use cpf to pay out and if possible, generate some positive cash returns back by renting out some rooms. It might not sound like a good idea at first but I have been hearing rentals up to 2.8k per mth for whole 4rms hdb in the west. Condos rental is near 3k+ and that's how good hdb rental is. One can quite easily break even after 100 months of rental..etc.
To each his/her own, all values buddies are here to create value. Be it being the next warren Buffett or would it be being simple to be happy throughout this life journey.
(01-04-2014, 10:35 PM)Belg Wrote: [ -> ] (01-04-2014, 10:23 PM)yeh Wrote: [ -> ]again, i dun have 500k portfolio.
i calculate and calculate, at most 230k
well. but i still have 50% cash. this one can use for investment.
then some FD + NTUC growth fund+cpf - use to settle HDB loan.
Yeh,
I have been following your post today and I must say we are in a very good forum with lots of good valuebuddies.
With regards to HDB loan, I would use cpf to pay out and if possible, generate some positive cash returns back by renting out some rooms. It might not sound like a good idea at first but I have been hearing rentals up to 2.8k per mth for whole 4rms hdb in the west. Condos rental is near 3k+ and that's how good hdb rental is. One can quite easily break even after 100 months of rental..etc.
To each his/her own, all values buddies are here to create value. Be it being the next warren Buffett or would it be being simple to be happy throughout this life journey.
condo for own stay. HDB for renting out.
anyway my MOP is till 2015, now also can not buy / sublet
(01-04-2014, 10:46 PM)yeh Wrote: [ -> ] (01-04-2014, 10:35 PM)Belg Wrote: [ -> ] (01-04-2014, 10:23 PM)yeh Wrote: [ -> ]again, i dun have 500k portfolio.
i calculate and calculate, at most 230k
well. but i still have 50% cash. this one can use for investment.
then some FD + NTUC growth fund+cpf - use to settle HDB loan.
Yeh,
I have been following your post today and I must say we are in a very good forum with lots of good valuebuddies.
With regards to HDB loan, I would use cpf to pay out and if possible, generate some positive cash returns back by renting out some rooms. It might not sound like a good idea at first but I have been hearing rentals up to 2.8k per mth for whole 4rms hdb in the west. Condos rental is near 3k+ and that's how good hdb rental is. One can quite easily break even after 100 months of rental..etc.
To each his/her own, all values buddies are here to create value. Be it being the next warren Buffett or would it be being simple to be happy throughout this life journey.
condo for own stay. HDB for renting out.
anyway my MOP is till 2015, now also can not buy / sublet
Sounds good, u have the right mix cause hdb rental is good.
Invest and prosper.
(01-04-2014, 10:48 PM)Belg Wrote: [ -> ] (01-04-2014, 10:46 PM)yeh Wrote: [ -> ] (01-04-2014, 10:35 PM)Belg Wrote: [ -> ] (01-04-2014, 10:23 PM)yeh Wrote: [ -> ]again, i dun have 500k portfolio.
i calculate and calculate, at most 230k
well. but i still have 50% cash. this one can use for investment.
then some FD + NTUC growth fund+cpf - use to settle HDB loan.
Yeh,
I have been following your post today and I must say we are in a very good forum with lots of good valuebuddies.
With regards to HDB loan, I would use cpf to pay out and if possible, generate some positive cash returns back by renting out some rooms. It might not sound like a good idea at first but I have been hearing rentals up to 2.8k per mth for whole 4rms hdb in the west. Condos rental is near 3k+ and that's how good hdb rental is. One can quite easily break even after 100 months of rental..etc.
To each his/her own, all values buddies are here to create value. Be it being the next warren Buffett or would it be being simple to be happy throughout this life journey.
condo for own stay. HDB for renting out.
anyway my MOP is till 2015, now also can not buy / sublet
Sounds good, u have the right mix cause hdb rental is good.
Invest and prosper.
well, my plan only.
if property market still so hot, price is still sky price.
i may use all the money to buy shares.
btw, today my friend just sharing info about physical silver bar.
i am thinking to buy 5000 to keep.
anybody here collect gold coin/silver coin/gold bar??
(01-04-2014, 10:58 PM)yeh Wrote: [ -> ]btw, today my friend just sharing info about physical silver bar.
i am thinking to buy 5000 to keep.
anybody here collect gold coin/silver coin/gold bar??
last weekend there was a con fair at mbs, did u go take a look?
I prefer to keep chocolate bars..yummy