29-08-2013, 10:09 PM
Hi all,
I'm currently reading the Newbie guide to investing and the intelligent investor. Also reading a lot of little links here and there, learning curve very steep man!
Recently set up my CDP and Vickers account as well. Bought a few lots of OUE Reit, just to test test and see what happens.
A few things I'm trying to clarify from my readings:
1. I've read A LOT about asset allocation, portfolio diversification. Like Graham suggests at least 25% bonds to a max of 75% equity. The question is: I'm still learning how to navigate SGX and the Vickers platform. How exactly do I buy bonds and what is the minimum amount I'll need to start buying bonds? 10k? I also understand that there are different grades of bonds, how do I find out if they are AAA or not?
2. Also regarding asset allocation. If currently, I have about 20k to invest, is it too little? Should I start diversification now, or as my savings grow, buy other equities/bonds to diversify along the way?
Thanks!
I'm currently reading the Newbie guide to investing and the intelligent investor. Also reading a lot of little links here and there, learning curve very steep man!
Recently set up my CDP and Vickers account as well. Bought a few lots of OUE Reit, just to test test and see what happens.
A few things I'm trying to clarify from my readings:
1. I've read A LOT about asset allocation, portfolio diversification. Like Graham suggests at least 25% bonds to a max of 75% equity. The question is: I'm still learning how to navigate SGX and the Vickers platform. How exactly do I buy bonds and what is the minimum amount I'll need to start buying bonds? 10k? I also understand that there are different grades of bonds, how do I find out if they are AAA or not?
2. Also regarding asset allocation. If currently, I have about 20k to invest, is it too little? Should I start diversification now, or as my savings grow, buy other equities/bonds to diversify along the way?
Thanks!