(17-09-2012, 10:25 AM)WolfT Wrote: [ -> ] (17-09-2012, 09:59 AM)Bibi Wrote: [ -> ] (17-09-2012, 07:52 AM)tanjm Wrote: [ -> ] (16-09-2012, 11:50 PM)Bibi Wrote: [ -> ] (16-09-2012, 11:48 AM)tanjm Wrote: [ -> ]I'm puzzled about the complaint on queue length. You can do this online.
Have u tried using DBS or POSB ATM? If not, my guess is you belong to the high earner income group who need not use cash to buy things. All things are paid using credit cards. And only eat at restaurants. No offense but this is what one of the HSBC insurance adviser told me. I told her i dont like open an acct with HSBC due to limited number of ATMs. She reply me all her clients never use ATM, they do online.
I always withdraw 2 weeks worth of cash from ATM precisely to save on queuing. Everything else is online (sorry i was referring to Fixed Deposits, which is the subject of this thread).
Have you ever tried to **find** an ATM in Japan (which is still very cash based even for fairly large transactions).
I belong to the middle income and i never been to Japan as my work does not need me to go there. And i believe i will not go there even in my this life for personal leisure as i find that place expensive.
You never been there how you find out it is expensive? Hearsay?
Actually not that expensive lar...compared to sg now
Love the weather, food , onsen, toys, people there.
Can't agree more.. After 20 years of deflation vs Singapore 20 years of inflation, it's not that expensive anymore...
Further, if you're budget conscious, there're lots of options. For accomodation, the further away from the City Centres of Tokyo / Osaka, the more choices you have of cheaper places. For eg. in Tokyo, there're many budget / backpacker type hotels at Ueno. In fact, Hotel rates are mostly cheaper if you compare to HK / Australia. If you're adventurous enough, they also have Youth Hostels, but communal bathrooms plus bedrooms.
As for food, so many choices... For super low budget, go to the 24-hrs convenience stores to grab quick bites like Cup Noodles or Sushi / Maki rolls or even Bento (box meals). At train stations, there're also Noodle shops where you buy a ticket from vending machines, give it to them and eat your noodles while standing. If you wish to pamper yourself a little bit more, even at major shopping streets like Shinsaibashi (Osaka), you can shop aro' for all-you-can-eat joints for $30-$40/pax. Add $10-$15 for free flow of beer.
Transportation can be expensive. But, you can also plan ahead and get a JR Rail pass for unlimited travel, for eg. 5/7 Days Pass. In that case, as long as you travel on JR, it's free (except for certain higher class cabins). More economical only if you plan to travel inter-city by Shinkansen (Bullet Train). Everything runs on schedule, so, very easy to plan ahead.
So, what else is expensive? Air ticket? After their nuclear accident, it's a lot cheaper nowadays...
The main challenge for most is the language. But, Japanese people actually study English as their 2nd language for 10 years in their education system.... Still, most has a fear, just like many Singaporeans who're fearful of speaking in Mandarin. All you need to do is to use very simple English (like talking to a pre-school kid here) and speak very very slowly...